CASH OVER CREDIT LLC (“Company”, “we”, “our” or “us”), located at 1304 Aurora Glen Dr Rural Hall, NC, 27045-9890, operates the Get Advance - Cash Over Credit platform and is fully committed to protecting the privacy and security of your personal data. This Privacy Policy outlines the ways we collect, use, share, and safeguard your information when using Get Advance - Cash Over Credit.
By using Get Advance - Cash Over Credit, you agree to the terms described in this Privacy Policy.
1. Our Service
Get Advance - Cash Over Credit is a loan connection platform designed to:
- Match users with participating third-party lenders.
- Help users explore available loan options based on the information they provide.
- Support the loan application process between users and external lenders.
We are not a direct lender, loan servicer, broker, or credit agency. We simply provide technology to facilitate loan matching. For assistance, contact us at support@finallap.net or +1 (440) 555‑0197.
2. What We Collect
2.1 Information You Provide
We may collect details you submit through Get Advance - Cash Over Credit, including:
- Full name, email address, phone number
- Date of birth
- Social Security Number
- Employment and financial details
- Loan amount preferences and purpose
2.2 Information Collected Automatically
Our system may automatically collect:
- IP address, browser type, and device info
- App usage data (e.g., time spent, feature interactions)
- Cookies or similar technology
2.3 Analytics
We utilize third-party tools for anonymous analytics to help us optimize performance and improve user experience.
3. How We Use Your Information
We use your information to:
- Facilitate matches with lending partners
- Communicate regarding offers or application status
- Improve the functionality of Get Advance - Cash Over Credit
- Verify identity and reduce fraud
- Ensure legal and regulatory compliance
We do not:
- Make lending decisions
- Guarantee loan approval
- Sell your data to unrelated third parties
4. When We Share Data
Your data may be shared in the following limited cases:
- Lender Partners: To help connect you with potential lenders
- Service Providers: For technical support, analytics, and customer service
- Legal Requirements: If compelled by law or regulation
Any sharing is done securely and in compliance with applicable laws. If you have questions about data sharing, contact us at support@finallap.net or +1 (440) 555‑0197.
5. Security & Data Retention
We use modern security protocols to protect your data. However, no system is completely immune to cyber threats.
Your data is retained only as long as needed to fulfill the services described here or as required by law. To request deletion, email us at support@finallap.net.
6. Your Rights & Options
Depending on your jurisdiction, you may have the right to:
- Access and correct your personal data
- Request data deletion
- Opt out of marketing communications
Contact us at support@finallap.net or (440) 555-0197 to exercise your rights.
7. Legal Compliance
Get Advance - Cash Over Credit complies with all applicable U.S. and international privacy laws, including:
- CCPA for California residents
- GDPR for EU users
- Any relevant U.S. state-specific data laws
8. Updates to This Policy
This policy may be updated periodically. When changes are made, the “Effective Date” at the top will be revised. Continued use of Get Advance - Cash Over Credit after changes indicates your agreement.
9. Contact Information
If you have privacy-related questions or concerns, please contact:
CASH OVER CREDIT LLC
1304 Aurora Glen Dr Rural Hall, NC, 27045-9890
Email: support@finallap.net
Phone: +1 (440) 555‑0197
