About Cash Over Credit LLC
Your trusted partner in financial services
Our Story
Cash Over Credit LLC was founded with a simple mission: to provide transparent, reliable, and professional credit intermediation services to individuals and businesses across North Carolina.
As a licensed nondepository credit intermediation company, we specialize in connecting our clients with the right financial solutions that meet their unique needs. Our expertise spans across various areas of finance and insurance, making us a comprehensive resource for your financial requirements.
We believe in building long-term relationships with our clients based on trust, transparency, and exceptional service. Our team is committed to helping you navigate the complex world of credit and finance with confidence.
500+
Clients Served
5+
Years of Experience
Our Mission
To provide exceptional credit intermediation services that empower our clients to achieve their financial goals through transparent, ethical, and personalized solutions.
Our Vision
To be the leading credit intermediation company in North Carolina, recognized for our integrity, innovation, and commitment to client success.
Our Values
Integrity, transparency, client-first approach, responsible lending practices, and continuous improvement in everything we do.
Leadership Team
Johniquea Ingram
Key Principal & CEO
With extensive experience in finance and insurance, Johniquea leads our company with a vision of providing exceptional financial services while maintaining the highest standards of integrity and professionalism.
What We Do
Nondepository Credit Intermediation
We connect clients with appropriate lending sources, ensuring the best possible terms and conditions for their financial needs.
Personal Credit Institutions
Specialized services for individuals seeking personal credit solutions tailored to their unique circumstances.
Financial Consultation
Expert advice and guidance on financial matters, helping clients make informed decisions about their credit options.
Risk Assessment
Comprehensive risk evaluation to ensure sustainable lending practices that benefit both clients and lending partners.
Licenses & Certifications
Licensed Credit Intermediation
Fully licensed to operate as a nondepository credit intermediation company in North Carolina.
Regulatory Compliance
Compliant with all state and federal regulations governing credit intermediation and related activities.
Industry Associations
Active member of professional associations in finance and insurance industry.
Ready to Work With Us?
Discover how our expertise in credit intermediation can help you achieve your financial goals.
Get in Touch Today