Responsible Lending Practices

Our commitment to ethical and sustainable financial services

Our Responsible Lending Approach

We are committed to providing ethical and transparent financial services that prioritize our clients' well-being and financial stability.

Transparency

We provide clear, upfront information about all fees, rates, and terms associated with our services.

Fair Practices

We ensure all clients are treated fairly regardless of their background or financial situation.

Affordability Assessment

We work with lenders who conduct thorough affordability assessments before approving credit.

Financial Education

We provide resources and guidance to help clients make informed financial decisions.

Our Commitment to You

We Promise To:

No predatory lending practices
Clear communication throughout the process
Protection of client privacy and data
Compliance with all regulatory requirements
Support for clients experiencing difficulties

Your Rights as a Borrower

At Cash Over Credit LLC, we believe in empowering our clients with knowledge of their rights:

  • Receive clear information about loan terms and conditions
  • Shop around and compare different offers
  • Withdraw from an agreement within the cooling-off period
  • Make complaints if you're not satisfied with our service
  • Access your personal data and request corrections

Our Promise to Responsible Lending

We are dedicated to maintaining the highest standards of responsible lending practices, ensuring that our services contribute positively to our clients' financial well-being.

Financial Resources

Helpful Resources

Financial Education Center Budgeting Tools Credit Score Guide Debt Management Tips